• Due diligence materials (environmental, survey, title, contract, etc.) available under cover of CNRA.

• See “Closing Costs” paragraph of the Contract for additional closing costs associated with this property.

• Lease-back Disclosure.  Seller will lease-back the ATM building on-site.  See Exhibit E regarding the Terms and Conditions including rental rate in the “ATM Lease Agreement” as part of the Auction Real Estate Sales Contract.  Buyer acknowledges receipt of the “ATM Lease Agreement” and the Auction Real Estate Sales Contract and agrees to be bound by the terms therein.  

· Association Disclosure.  Buyer acknowledges and understands that property is bound by the assessments and restrictions of a condo/home/property owners association, and Buyer agrees to be bound by same. Buyer agrees to assume any special assessments that may be payable in installments that are not yet due. Dues are are subject to change.

• Buyer acknowledges that Bank of America employees and their spouse, domestic partners, dependent children and business entities in which an employee has an interest are prohibited from purchasing the properties.

• No Buyer Broker compensation will be offered

• DO NOT BID unless you have read the Williams & Williams Terms & Conditions of Sale, the Contract for Sale, Property Disclosures, all available due diligence materials, and the Auction Day Notes for each property. BY PLACING YOUR BID, YOU AGREE TO BE BOUND BY THE PROPERTY SPECIFIC CONTRACT FOR SALE, DISCLOSURES, AUCTION DAY NOTES, AND THE WILLIAMS & WILLIAMS TERMS & CONDITIONS OF SALE.

• All properties are sold "AS IS, WHERE IS" with no financing, inspection or other contingencies to sale.

• Escrow. Buyer acknowledges receipt of the Joint Escrow Instructions that modifies the Contract for Sale to provide for a designated Escrow Agent to hold down payment funds. Buyer and Seller agree that the Escrow funds may be held in a trust/escrow account located outside of the state where the Property is located.

· Property Tax Disclosure Summary: Buyer Should Not Rely On The Seller’s Current Property Taxes As The Amount Of Property Taxes That The Buyer May Be Obligated To Pay In The Year Subsequent To The Purchase. A Change Of Ownership Or Property Improvements Triggers Reassessments Of The Property That Could Result In Higher Property Taxes. If You Have Any Questions Concerning Valuation, Contact Property Appraiser’s Office For Information.

· Square Footage/Acreage Disclosure. The source of the square footage or acreage represented for the property is from public record. Buyer understands and acknowledges that square footage or acreage measurements of a property can vary from a few feet to several hundred feet regardless of source (County Assessor’s records, appraisal or appraisal measurement report, survey, etc.). Buyer shall be solely responsible for satisfying that the size and/or square footage or acreage of the property is acceptable to the Buyer.

• Personal Property Not Included.  Only title to the real estate is being conveyed. Personal property may be present, but is not included in the auction. Removal of personal property remaining on site at the time of closing is the responsibility of the Buyer.

· Zone, Code, and Use Disclosure.  Buyer acknowledges that the Property shall be purchased “AS-IS, WHEREIS, WITH ALL FAULTS.” The Property may be subject to city, village, and/or county code or zoning violations, and Buyer accepts the property subject to any such violations.  Buyer agrees to conduct an independent search of all property records in the city, county, and/or village prior to bidding and has bid accordingly.  Buyer shall be responsible for any and all required remediation of the property, if any.  Buyer shall not rely on any information provided by the Seller or Williams & Williams regarding the status of any code or zoning violations, and shall base its decisions on its independent inspection.  Buyer also acknowledges that the property may be subject to city, village, and/or county occupancy regulations and requirements which may impact the current and/or future use of the properties.  Buyer acknowledges that the seller and Williams & Williams make no warranties of any nature, express or implied, as to the permitted uses of the property, and any prohibition of buyer’s intended use of the property shall not be a grounds for terminating the contract.

• Pictures may not reflect specific parcel, entire parcel, or current conditions of any structures that are present.

The Land referred to herein below is situated in the County of Seminole, State of Florida, and is described as follows: A PORTION OF SW 1/4 OF THE SE 1/4 OF SECTION 7, TOWNSHIP 21 SOUTH, RANGE 29 EAST, SEMINOLE COUNTY, FLORIDA; BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCE AT THE INTERSECTION OF THE WESTERLY BOUNDARY OF SECTION 1, "HIGHLAND MEMORY GARDENS", ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 9, PAGES 58 THRU 62 OF THE PUBLIC RECORDS OF SEMINOLE COUNTY, FLORIDA WITH THE NORTH RIGHT-OF-WAY LINE OF STATE ROAD 436; THENCE N. 89°47'43" W. ALONG SAID NORTH RIGHT-OF-WAY LINE FOR 372.12 FEET; THENCE N. 00°14'23" E. FOR 250.00 FEET TO THE POINT OF BEGINNING; THENCE N. 89°45'37" W. FOR 247.90 FEET TO THE EASTERLY RIGHT-OF-WAY LINE OF HUNT CLUB BOULEVARD, FOXWOOD PHASE I, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 21 PAGES 53
THRU 55 OF THE PUBLIC RECORDS, SEMINOLE COUNTY, FLORIDA, SAID EASTERLY RIGHT-OF-WAY BEING A CIRCULAR CURVE CONCAVE EASTERLY; THENCE NORTHERLY ALONG SAID CURVE (AND RIGHT-OF-WAY LINE) HAVING A RADIUS OF 447.00 FEET, A CHORD BEARING OF N. 23°02'18" E., A CENTRAL ANGLE OF 22°25'30", FOR AN ARC DISTANCE OF 174.95 FEET TO THE POINT OF TANGENCY; THENCE CONTINUE ALONG SAID RIGHT-OF-WAY N. 34°15'04" E. FOR 100.00 FEET TO A POINT OF CURVATURE OF A CIRCULAR CURVE CONCAVE WESTERLY; THENCE NORTHERLY ALONG SAID CURVE (AND RIGHT-OF-WAY LINE) HAVING A RADIUS OF 553.00 FEET, A CHORD BEARING OF N. 22°42'06" E., A CENTRAL ANGLE OF 23°05'54", FOR AN ARC DISTANCE OF 222.94 FEET; THENCE DEPARTING SAID RIGHT-OF-WAY S. 89°45'37" E. FOR 40.00 FEET; THENCE S. 00°14'23" W. FOR 447.78 FEET TO THE POINT OF BEGINNING. TOGETHER WITH: AN INGRESS-EGRESS EASEMENT 15.00 FEET WIDE ADJACENT TO, AND SOUTH OF THE FOLLOWING DESCRIBED LINE: A PORTION OF THE SW 1/4 OF THE SE 1/4 OF SECTION 7, TOWNSHIP 21 SOUTH, RANGE 29 EAST, SEMINOLE COUNTY, FLORIDA; BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCE AT THE INTERSECTION OF THE WESTERLY BOUNDARY OF SECTION 1, "HIGHLAND MEMORY GARDENS", ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 9, PAGES 58 THRU 62 OF THE PUBLIC RECORDS OF SEMINOLE COUNTY, FLORIDA WITH THE NORTH RIGHT-OF-WAY LINE OF STATE ROAD 436; THENCE N. 89°47'43" W. ALONG SAID NORTH RIGHT-OF-WAY LINE FOR 372.12 FEET; THENCE N. 00°14'23" E. FOR 250.00 FEET; THENCE N. 89°45'37" W. FOR 177.90 FEET TO THE POINT OF BEGINNING; THENCE CONTINUE N. 89°45'37" W. FOR 70.00 FEET TO THE POINT OF TERMINUS OF SAID LINE ON THE EASTERLY RIGHT-OF-WAY LINE OF HUNT CLUB BOULEVARD. SUBJECT TO: AN INGRESS-EGRESS EASEMENT 15.00 FEET WIDE ADJACENT TO, AND NORTH OF THE FOLLOWING DESCRIBED LINE: A PORTION OF THE SW 1/4 OF THE SE 1/4 OF SECTION 7, TOWNSHIP 21 SOUTH, RANGE 29 EAST, SEMINOLE COUNTY, FLORIDA; BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCE AT THE INTERSECTION OF THE WESTERLY BOUNDARY OF SECTION 1, "HIGHLAND MEMORY GARDENS", ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 9, PAGES 58 THRU 62 OF THE PUBLIC RECORDS OF SEMINOLE COUNTY, FLORIDA WITH THE NORTH RIGHT-OF-WAY LINE OF STATE ROAD 436; THENCE N. 89°47'43" W. ALONG SAID NORTH RIGHT-OF-WAY LINE FOR 372.12 FEET; THENCE N. 00°14'23" E. FOR 250.00 FEET; THENCE N. 89°45'37" W. FOR 177.90 FEET TO THE POINT OF BEGINNING; THENCE CONTINUE N. 89°45'37" W. FOR 70.00 FEET TO THE POINT OF TERMINUS OF SAID LINE ON THE EASTERLY RIGHT-OF-WAY LINE OF HUNT CLUB BOULEVARD.